Are you thinking about studying in Cyprus and wondering what daily life will actually cost? For Indian students dreaming of a Mediterranean adventure, knowing the cost of living in Cyprus is key to planning your study abroad journey. This guide covers everything you need to know about living costs in 2025, so you can budget smartly and enjoy your time on the island.
Why Cyprus is a Great Choice for Indian Students
Cyprus is attracting more Indian students every year, and it’s easy to see why. The island offers recognized universities, a safe and welcoming environment, and a lifestyle that’s both lively and laid-back. In addition, most programs are taught in English, making things easier for international students. With generally lower living costs compared to many other European countries, Cyprus makes studying abroad accessible and enjoyable.
What Makes Up the Cost of Living in Cyprus?
Let’s look at the main expenses you’ll need to consider as an Indian doing study in Cyprus.
Accommodation: Where Will You Live?
Housing is usually the biggest part of your monthly budget. You can pick from university dorms, shared flats, or private studios. Dorms are often the cheapest and a good way to make friends, while shared apartments offer more independence.
| Type | Average Monthly Cost (EUR) |
| University Dorm | €250 – €350 |
| Shared Apartment | €350 – €500 |
| Private Studio | €500 – €650 |
Accommodation costs can be a little higher in Nicosia and Limassol, while Larnaca and Paphos are more affordable.
Food and Groceries: Eating Well on a Budget
Cooking at home will save you money, and groceries in Cyprus are reasonably priced. You’ll also find Indian grocery stores in most cities, so you can still enjoy the tastes of home. Eating out now and then is nice, but it does add up.
| Food Option | Average Monthly Cost (EUR) |
| Groceries (home-cooked) | €100 – €150 |
| Eating Out | €40 – €60 |
Most students spend between €150 and €200 each month on food, depending on how much they eat out.
Transportation: Getting Around
Getting around Cyprus is quite easy. Most students use the local bus system, and a monthly student bus pass keeps it affordable, costing about €30–€40. Taxis are also available, but they can be expensive, so it’s best to use them only when necessary.
In smaller cities, walking or cycling can be great alternatives that help you save even more money.
Utilities and Internet: Staying Comfortable and Connected
If your rent doesn’t cover utilities, you’ll need to budget for electricity, water, and the internet. These bills are manageable and can be shared if you live with others.
| Item | Average Monthly Cost (EUR) |
| Utilities | €50 – €70 |
| Internet | €25 – €40 |
So, expect to spend about €75–€110 per month for both.
Study Materials and Supplies
Most universities in Cyprus provide digital resources and online notes, which helps keep costs low. However, you’ll still need to budget for a few printed books, notebooks, and stationery.
On average, Indian students spend around €20–€30 per month on study materials. Keep in mind that this amount is usually higher at the beginning of your course, when you might need to buy textbooks or special supplies, but it tends to decrease after your first semester.
To save money, you can also:
- Buy used books from senior students
- Share materials with classmates
- Check if your university library offers free access to required textbooks
By planning ahead, it’s easy to keep these costs manageable throughout your studies.
Health Insurance: Staying Protected
Health insurance is mandatory for all international students. Usually, your university will help you sign up for a student-friendly plan.
| Type | Average Monthly Cost (EUR) |
| University Insurance | €15 – €25 |
| Private Insurance | €20 – €35 |
Entertainment & Personal Expenses: Enjoying Life
Don’t forget to budget for fun and personal care. Enjoying a movie, a coffee with friends, or exploring the island will make your study experience memorable.
| Item | Average Monthly Cost (EUR) |
| Social/Leisure | €40 – €70 |
| Personal Care | €20 – €40 |
Most students set aside about €60–€110 per month for these extras.
Monthly Budget Breakdown of Cost of Living in Cyprus
Here’s what your average monthly budget might look like as an Indian student in Cyprus:
| Category | Average Monthly Cost (EUR) |
| Accommodation | €350 |
| Food & Groceries | €170 |
| Transportation | €35 |
| Utilities & Internet | €90 |
| Study Materials | €25 |
| Health Insurance | €20 |
| Entertainment/Personal | €80 |
| Total | €770 |
So, the total cost of living in Cyprus for most Indian students is between €700 and €900 per month in 2025.
Smart and Simple Ways to Save Money
Saving money in Cyprus isn’t complicated—it just takes a little awareness and some good habits. Here are a few practical tips to help you make the most of your student budget:
- Live with roommates. Sharing an apartment means you split rent and utility bills, making it much more affordable.
- Cook your own meals. Eating out is fun but can add up quickly. Preparing food at home is healthier and much cheaper.
- Take advantage of student discounts. Always carry your student ID. It can get you reduced fares on buses, and discounts at museums, cinemas, and some restaurants.
- Consider part-time work. If your class schedule allows, a student job can help cover extra costs.
- Keep track of your expenses. Using a simple app or notebook helps you see where your money goes and spot areas to save.
With a bit of planning and these simple habits, you’ll find it much easier to manage your cost of living and still enjoy your time in Cyprus!
Comparing Costs by City
Your city matters—some places are more expensive than others. Here’s a quick look:
| Expense Category | Nicosia (€/month) | Limassol (€/month) | Larnaca (€/month) | Paphos (€/month) |
| Accommodation | €350–€500 | €370–€520 | €300–€450 | €300–€430 |
| Food & Groceries | €160 | €170 | €150 | €150 |
| Transportation | €40 | €40 | €35 | €30 |
| Utilities & Internet | €95 | €100 | €85 | €80 |
| Entertainment | €80 | €85 | €75 | €70 |
| Estimated Total | €725–€915 | €765–€975 | €645–€795 | €630–€760 |
Generally, Nicosia and Limassol are the most expensive, while Larnaca and Paphos are easier on your budget.
Final Thoughts
Cyprus offers Indian students a unique mix of quality education, a warm climate, and a rich culture—all at a price that’s easier on the wallet compared to much of Europe. By understanding the cost of living in Cyprus, you can plan well, focus on your studies, and make the most of your study abroad adventure.
And if you have any questions ask our AI assistant
FAQs: Cost of Living in Cyprus
1. What is the average monthly cost of living in Cyprus for Indian students?
Usually, it’s between €700 and €900 per month, depending on your lifestyle and city.
2. Is Cyprus more affordable than other European countries?
Yes, living costs in Cyprus are generally lower than in many Western European countries.
3. Can Indian students work part-time while studying in Cyprus?
Yes, students are allowed to work part-time, following local rules.
4. Are Indian groceries available in Cyprus?
Yes, you can find Indian groceries in most major cities.
5. Is health insurance required for Indian students?
Yes, all international students must have health insurance while studying in Cyprus.
